CREDIT SCORES

Accelerate customer credit vetting processes with a real-time credit check service.

How it works

Capture the customer’s ID number.
Submit and request a digital score calculation.
Receive a credit score – the higher the score, the lower the risk.

Credit Scores

Safeguard your business against risk with Customer Credit Scores – a real-time software solution that can be integrated into any system via API. Credit Scores are calculated based on bureau data and serve as a financial conduct indicator that helps you to vet your customers quickly and efficiently. Check credit scores to determine the probability that customers will maintain good accounts with your business. 

Key Benefits

Accelerate vetting

Perform customer credit screening in minutes by requesting a digital real-time credit score.

Work with data you can trust

Accurate scores are calculated based on reliable credit bureau data sets.

Eliminate Human Error

Remove human error from the equation with an automated digital process.

Reduce Risk

Identify high-risk customers and mitigate risk associated with bad credit.

Initiate good accounts

Ensure profitable accounts by onboarding successfully vetted low-risk customers.

Key Features

  • Real-time results
  • Informed by bureau data
  • API integration
  • POPI Act compliant

Product Use Cases

  • Customer Credit Vetting
  • Customer Onboarding
  • Procurement Onboarding
  • Workflow Optimisation

Scores calculated are based on:

  • Personal loans
  • Credit card accounts
  • Store accounts
  • Cellphone contracts
  • Home loans
  • Vehicle finance

Want to learn more about Credit Scores?

Other Bitventure Services